Debt consolidation
Consolidation · Optimisation · Cash flow
Consolidate your loans into one reduced monthly payment and regain borrowing capacity. Option to include additional cash flow.
Single monthly payment
Lower charges
Additional cash
Mortgage & consumer buyback
How it works
1. Contact
Speak with an advisor to define your needs.
2. File
Prepare your application with required documents.
3. Analysis
We compare offers from our banking partners.
4. Agreement
Signing and release of funds.
Why choose Picard Credit Solutions
Independent broker
ORIAS registered, ACPR supervised — we act in your interest.
Negotiated rates
Through our banking partners, we secure the best conditions.
Fast response
File review within 24h, preliminary answer within 48-72h.
Tailored support
A dedicated advisor supports you from A to Z.
Debt consolidation
Consolidate your loans into one reduced monthly payment and regain borrowing capacity. Option to include additional cash flow.