OUR SERVICES

Solutions tailored
to every project

Individuals or professionals, discover our complete range of financing solutions.

INDIVIDUAL SOLUTIONS

Realise your personal projects

Personal loan

Life projects · Personal expenses · Unexpected costs

Finance your personal projects, renovations, unexpected expenses or any other need not covered by a dedicated loan.

No proof requiredFast releaseFlexible amountEarly repayment
€1,000 to €75,000Amount
12 to 84 monthsDuration
Apply now

Car / motorbike loan

New · Used · Utility vehicle

Finance the purchase of your new or used vehicle with terms tailored to your budget. Car, motorbike, campervan or light commercial vehicle.

Secured loanLeasing availableTrade-in your old vehicleManufacturer warranty
€3,000 to €150,000Amount
12 to 96 monthsDuration
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Student loan

Studies · Training · Campus

Finance your higher education, training or stays abroad with deferred repayment until after graduation.

Deferred repaymentPreferential rateParental guarantee possibleStudies in France & abroad
€1,000 to €60,000Amount
12 to 120 monthsDuration
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Mortgage loan

Primary residence · Investment · Off-plan

Become a homeowner through our banking partners. We negotiate the best conditions for your property project.

Fixed or variable rateZero-rate loan (PTZ)Optimised personal contributionNegotiated borrower insurance
€50,000 to €1,000,000Amount
60 to 300 monthsDuration
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Debt consolidation

Consolidation · Optimisation · Cash flow

Consolidate your loans into one reduced monthly payment and regain borrowing capacity. Option to include additional cash flow.

Single monthly paymentLower chargesAdditional cashMortgage & consumer buyback
€5,000 to €500,000Amount
12 to 300 monthsDuration
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Borrower insurance

Protection · Guarantee · Peace of mind

Protect your investment with insurance tailored to your profile and contractual obligations. Delegation of insurance possible to optimise costs.

Death-disability coverIncapacity for workJob lossDelegation possible
Based on capital borrowedAmount
Loan termDuration
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Home improvement loan

Renovation · Extension · Energy efficiency

Finance your renovation, extension or home improvement projects. Kitchen, bathroom, insulation, extension… we find the right financing for your project.

Amount matched to quoteCompetitive rateEco-loan availableFast release
€3,000 to €75,000Amount
12 to 120 monthsDuration
Apply now

Business loan

SME · Freelancers · Entrepreneurs

Finance your business projects: equipment, commercial property, working capital, external growth. Dedicated support for entrepreneurs and executives.

Medium-term loanLeasingBPI guaranteeFactoring
€10,000 to €1,000,000Amount
12 to 84 monthsDuration
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READY TO START?

Your project deserves
premium financing.

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Picard Assistant
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